Dealer F&I products that make every deal worth more
Service contracts, GAP, and ancillary protection products — with margins you set and claims handled by licensed administrators. The back end of your store, finally on the same team as the front.
The lineup
A full protection menu, tuned to your lot
Every product a modern F&I office presents — pick the lineup that fits your inventory and your buyers.
Vehicle service contracts
Coverage tiers from powertrain to exclusionary, on terms that fit the cars you actually sell — franchise metal or high-mileage inventory.
GAP coverage
Covers the gap between payoff and value when a vehicle is totaled or stolen — one of the easiest back-end products to present honestly.
Tire & wheel
Road-hazard repair and replacement. High perceived value, low friction at the desk, and a natural add for daily commuters.
Key replacement
Modern keys cost real money. A cheap add-on for the buyer that quietly builds per-copy gross for the store.
Theft protection
Etch and recovery products that stack cleanly with GAP on the menu.
Appearance protection
Paint, fabric, and interior protection — strong attach rates when presented as part of a menu instead of an afterthought.
Dent & ding
Paintless dent repair plans that keep customers coming back to your service drive.
Prepaid maintenance
Locks the customer into your service lane for years — retention disguised as a protection product.
The menu is the moneymaker
Watch the back end build
Every line a customer says yes to stacks gross onto the same deal. This is the menu your desk presents — and the number that grows while they nod.
- Toggle the lines yourself — every store runs a different menu
- Your per-copy amounts are set by your rate structure, not ours
- Claims and paperwork behind every line are the administrator's job
Illustrative amounts — your margins are yours to set.
Why DealerForge F&I
Built like a dealer program should be
At many stores, the back end now drives as much gross as the front. This is how you take your share of it without taking on a back office.
You set the margin
Your program, your economics. You choose the dealer cost and markup on every product — we build the rate structure around how your store desks deals.
Admin fully handled
Underwriting, claims, customer service, and cancellations are run by licensed administrators. Your team sells; the back office is someone else's payroll.
Fits the store you run
Coverage tiers for late-model franchise metal and high-mileage used inventory alike — a menu built around what's actually on your lot and how your desk presents.
No program overhead
No franchise-style program fees or volume mandates to get started. Month-to-month, like everything else DealerForge does.
How it works
From signed to selling in four steps
No program fees, no volume mandates — just a rate structure built around your store and a desk that's ready to present it.
Pick your lineup
Choose the products that fit your inventory and your buyers — start with two, or run the full menu.
Set your economics
We build your rate structure together: dealer cost, your markup, your per-copy gross.
Train the desk
White-glove onboarding for your F&I office — menus, presentations, and compliance basics.
Sell and get paid
You write the business; licensed administrators handle claims and service behind you.
The website sells the car. The CRM closes the deal. The F&I menu is where the deal gets profitable — and now all three come from one partner.
FAQ
F&I program questions, answered
Who backs these products?
Every product is administered and underwritten by licensed third-party administrators and carriers. They handle claims, customer service, and cancellations — your store sells, and the infrastructure behind the contract is professionally run.
Do I control my pricing and margin?
Yes. You choose the dealer cost and your markup on every product in your lineup. We build your rate structure with you during onboarding, and it can be tuned per product as you learn what your market carries.
Do I need a DealerForge website or CRM to offer these?
No — the F&I program stands on its own and works alongside whatever you run today. It's simply better with the rest of the platform: one partner across your storefront, your follow-up, and your back end.
What kinds of stores is this for?
Independent lots and franchise stores both. Coverage tiers exist for late-model franchise inventory and for higher-mileage used vehicles — the lineup gets tailored to what's actually on your lot.
How do cancellations and refunds work?
Cancellations are processed by the administrator according to each contract's terms, including the customer's refund. We'll walk through the mechanics — and what they mean for your store's accounting — during onboarding.
Is this available in my state?
Product availability and requirements vary by state. Tell us where you operate when you join the waitlist and we'll confirm exactly what your lineup can include.
Join the waitlist
Put your back end on the list
Tell us about your store and where you operate — we'll confirm your lineup and build your rate structure when your spot opens.